Trusted microcredit

Small loans. Big impact. Finance that helps people grow.

Fast online applications, transparent pricing, and supportive repayment options — designed for entrepreneurs and small households. Apply in minutes and get smart guidance along the way.

Try the loan calculator
  • Secure & compliant
  • 24/7 support
  • Local branches & partners
small business
Loan approved
48 hours
Avg. repayment
8 months
Quick quote
Tzs 14,200 / month

What we provide

All the tools a borrower needs — transparent rates, support and digital-first convenience.

Fast online applications

Apply from any device, upload documents and track status.

Loan calculator

Estimate monthly payments and total cost before you commit.

Flexible repayment

Grace periods, tailored schedules and affordable rates for micro borrowers.

Secure & compliant

KYC, encrypted data and clear consumer protections.

Loan plans

Small loans for income-generating activities — clear pricing and terms.

Starter
Tzs 100,000–1,000,000

Short-term support for small projects. 3–12 month tenure.

  • Interest from 1.2% / month
  • Minimal paperwork
  • Weekly or monthly repayment
Calculate
Growth
Tzs 1,000,000–10,000,000

For expanding microbusinesses with flexible repayment options.

  • Interest from 0.95% / month
  • Flexible schedule
  • Business advisory available
Estimate
Community
Group lending options

Group guarantees for peer-led lending with low admin overhead.

  • Group training included
  • Lower rates for repeat groups
Calculate

Loan calculator

Enter amount, interest rate (annual) and months to estimate monthly payment.

Why use this?
  • Compare monthly cost across plans
  • See total interest paid
  • Plan your repayment schedule

Meet Our Team

The people driving our mission to empower communities.

Sarah K.

Head of Microfinance

David O.

Loan Specialist

James L.

Risk Officer

Patricia M.

Customer Support Lead

Stories of impact

Real borrowers who scaled their microbusinesses.

“The small loan helped me buy a sewing machine — my profits tripled within two months.”

— Amina, Tailor

“Easy repayment plan and the business advice was helpful.”

— Joseph, Farmer

“Quick approval and clear terms made it simple to plan.”

— Lucy, Vendor

Frequently asked questions

How long does approval take?

Typical approvals are within 48–72 hours. Faster decisions for repeat customers.

What documents are required?

ID, proof of income, or business details. For groups, the group agreement and representative ID are needed.

Can I repay early?

Yes — early repayment may reduce total interest. Check your plan's terms for prepayment fees (if any).